[Recap] FiinGroup Shares Insights At The Digital Finance Inclusion Conference 2025
03 November 2025 - 10:15 AM
On October 29, 2025, in Ho Chi Minh City, the Digital Finance Inclusion Conference 2025, co-hosted by the International Finance Corporation (IFC) and the Vietnam Banks’ Association (VNBA), officially kicked off.
The event gathered more than 200 delegates and participants from across the Asia–Pacific region to discuss how digital finance can drive Vietnam’s sustainable economic growth.
At the panel on Alternative Data and Modern Credit Scoring Models, Mr. Nguyen Huu Hieu, CEO of FiinGroup, shared his perspective on the role of data in expanding credit opportunities for SMEs. He noted that data asymmetry, where enterprise information remains fragmented, unstandardized, and not shared across the financial ecosystem, remains a major barrier preventing many promising businesses from accessing credit. In this context, alternative data, such as e-invoices, accounting data, POS transactions, and cash flows, is opening up new ways to assess creditworthiness based on actual business performance, rather than relying solely on collateral or credit history.
Mr. Hieu emphasized: “Data is becoming the new collateral. If we can trust verified data as proof of performance, we can finally extend trust - and credit - to the millions of SMEs powering Vietnam’s growth.”
As a pioneer in financial data, FiinGroup works with financial institutions and businesses to help bridge data asymmetry through its comprehensive enterprise data platform FiinGate, Corporate Risk Scoring model and solutions with banks/lenders including Supply Chain Finance.
With nearly two decades of accompanying the market, FiinGroup continues to innovate and deliver diverse financial data solutions that enhance market transparency and promote the sustainable growth of Vietnam’s financial system.
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